Auton Insurance

2519 Anderson Rd
Crescent Springs, KY 41017
859-838-4679

Dills Insurance

33 Broadway St
Dry Ridge, KY 41035
859-823-5871

To get an online Bar/Tavern/Pub Insurance Quote, Fill Out The Form Below

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Bar & Tavern Insurance Kentucky

Making sure you have the right coverage for your bar, tavern, or pub takes some time and planning to consider the risks you might encounter. There are a great deal of risks that a business owner may encounter. Any one of which can have a significant impact on the operation of you business. A proper risk assessment may need to be done to take into account all the possibilities.

Panning should start with an assessment of what the daily operation of your bar, tavern, or pub looks like:

  • What is the value of the property? Do you own or rent it? What is the value of the contents in the building?In general to qualify for this insurance package, you must have 50% or more of your sales come from liquor sales
  • If you have employees, than you will need a worker’s compensation package to cover them if they get injured on the job
  • Do you provide a van or other vehicle to provide a ride home for intoxicated patrons?
  • Will you have some types or games recreational equipment in the bar that patrons can use?
  • Is your business located in an area that may be exposed to natural disasters?
  • Does state law require you to carry liability for intoxicated 3rd party damages arising from patrons who leave your business?

If you plan to serve food there are certain aspects of doing so that may need to be covered.Most of these can be covered under a business owners policy or by combining other polices into one package. Doing so can make insuring you bar, tavern, or pub more affordable. We can provide general liability, worker’s compensation, commercial auto, liquor liability, product liability, or employee theft insurance. You may spend time and consideration as to who you hire but in some cases you make the wrong hire and an employee can steal from your business. We can also offer business interruption insurance that can make up for lost income if for a length of time you cannot open your establishment.

For more information on Bar, Tavern, or Pub Insurance contact, Auton Insurance at 859-635-4141 or fill out our online form above for your FREE Insurance Quote today.


A Kentucky Insurance Agency offering Bar/Tavern/Pub Insurance policies in Crescent Springs,
Edgewood, Fort Thomas, and Florence Kentucky.