Beverage Distributor Insurance Kentucky

Your business needs insurance that fits the operations you engage in. Delivery to retailers, vending operations, drug stores and concessionaires carry risks. We know that damage to your fragile merchandise can be a serious event that can cause lost income and upset customers. The coverage you have should protect you from the moment the product leaves your warehouse to the time it hits the retail shelf. Since risks involving transportation are the biggest part of your business this tends to be the biggest item of you insurance package. Our company understands the risks in operating your bsuienss and can tailor a package that both fits your needs and your budget. Learn more about your risks before you talk to an insurance agent. Some of the insurance types you may need are:

General Liability Insurance

If you allow customer to pick-up product at your location, you have another risk to insure against. In general operation loading docks need to be kept clear and free of hazards. If you transport beverages that have a potential for spoilage.

Workers’ Compensation Insurance

There are ways to mitigate injuries your employees may encounter on the job but they will need to pick-up and move case of heavy product. So you must make sure you have worker’s compensation insurance. Having a good safety program in place can help in the long term, by helping reduce the cost of coverage.

Business Auto Insurance

Of course all employees engaged in deliver of your beverage product should have their drivers license checked and screened for potential driving related issues. Having a well trained work force that understands getting the products delivered safely in as important as getting in there on time. Of course a very important part of you business operation and should be looked at carefully.

Property Insurance

Having coverage to protect in case something happens that can destroy the inventory you keep is very important. Some of the inventory may need to be refrigerated, so the equipment involved in doing so must be kept in good shape to avoid electrical fires.

Crime Insurance

We all hope we have hired the right people but sometimes a dishonest employee can steal from your business and disrupt you operations. Having a crime insurance policy can help recover lost product or income taken. Tight inventory controls can prevent a large lose from occurring by catching it early.

For more information on obtaining a Crescent Springs Kentucky Beverage Distributor Insurance policy contact, Auton Insurance at 859-838-4679 or fill out our form above for your online Insurance Quote today.

A Kentucky Insurance Agency offering Beverage Distributors Insurance policies in Crescent Springs,
Edgewood, Fort Thomas, Florence and Cincinnati.